In this section of our website, our business consulting firm presents a detailed discussion on a range of asset protection strategies designed to shield and insulate our clients' wealth from personal and business liability risks.

Our clients are physicians, other professionals, corporate officers, small to large business and real estate owners who wish to practice their business or profession without jeopardizing the assets they have accumulated over the years. A thoughtful, carefully tailored legal plan can generally accomplish this worthwhile result.
Provided in this site are detailed examples , diagrams and real life case studies involving some popular techniques such as the Family Limited Partnership, Limited Liability Company,  Master Business Trusts, Land Trusts, Revocable Trusts, and Privacy Plans. Also included are discussions of Equity Stripping techniques for Real Estate and Accounts Receivable.

How does a potential plaintiff find out whether you have enough money to make you an attractive lawsuit target? Thanks to the Internet, a lawyer can find out everything he needs to know. Recent advances in computers and Internet technology allow unprecedented access to your most sensitive personal and financial information. Detailed information describing all of your real estate and business interests, the name of your bank and brokerage firm, your account balances, and your transaction history can be accessed and assembled without your knowledge or permission. Now, anyone can find out what you have and how much you are worth.

These capabilities are a new phenomenon. Until recently, separate bits and pieces of information about your life were scattered in dusty file drawers and county records around the country. Your birth certificate, driving records, insurance file, marriage licenses, and loan applications were maintained or stored in written files, record books, or sometimes the computer at the office where the records were kept. Information could not be accessed from outside the office where the records were stored.

If you or somebody else wanted information from your birth certificate, you had to physically go to the records office in the county where you were born and look through the indexed records. An investigator attempting to assemble information about your life had to travel from one county courthouse to another, stand in line, search through library archives and public records, and hope to come up with some useful information. The process of gathering personal information was a laborious and expensive job.

But all of that has changed. The scraps of paper and the written records have been converted into an electronic form which can be stored and searched by a computer. And these computers and databases have been connected through the Internet so that the information in any one computer can be accessed and searched from any other computer. If somebody wants to find out information about you, a single query will hunt through billions of documents stored on thousands of interconnected databases to produce a frighteningly thorough profile of your life. An investigator can now sit in the comfort of his or her office with a computer, a modem, and a cup of coffee in one hand, and in minutes, access everything he or she wants to know about you.

Searching for Your Real Estate

Anyone wishing to put together a complete picture of your assets will first locate and value any property which you own. Until recently, a comprehensive and accurate search such as this was difficult or impossible. Even six or seven years ago there were no statewide or national database listings of real estate owners. Deeds to property were filed in the recorder’s office in the county where the property was located. The deed was manually indexed by the clerks. If someone wanted to find out what property you owned, they would have to go to the local recorder’s office and look in the Grantee Index under your name. (Grantee is a legal term for the purchaser in a real estate transaction.) That index would show any property, located in that county, which had been deeded to you. Property in a different county would not be found in that index.